Credit Analyst III - Full Time

at Dickinson Financial Corporation in Kansas City, Missouri, United States

Job Description

Equal Opportunity Employer/Disabled/Veterans

Academy Bank and Armed Forces Bank provides equal employment [and affirmative action] opportunities to applicants and employees without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or disability. Summary : Ability to apply skills toward effective financial analysis of borrower’s financial statements, cash flow analysis, and analysis of commercial credit. The individual will be able to perform credit analysis of complex credits. Well-written credit analysis with minimal revisions made by supervisor or department head. Principal Accountabilities : The Credit Analyst III will be able to perform the following tasks:

+ Financial statement spreads.

+ Financial analysis of commercial loans (both real estate and commercial and industrial). Commercial credits will be more complex with potential for multiple collateral types, financial statement analysis of multiple guarantors, and industries with limited number of companies.

+ Prepare financial analysis on unique commercial property types such as special purpose or commercial businesses with limited market share.

+ Strong understanding of accounting treatments typically found in financial statements of larger commercial credits.

+ Prepare well written financial analysis of loans for presentation to loan officers and/or loan committee.

+ Complete financial analysis reports that are completed in a quality manner and within service time line expectations.

+ Compliance with the Mutual Charter Agreement between Credit/Underwriting and Commercial/Special Assets Relationship Management as posted on the Bank’s Intranet.

+ Effective communicator with lending officers, supervisors, and co-workers to provide for effective follow up on credit reviews.

+ Mentor to Credit Analyst I and Credit Analyst II.

+ Other special projects or other tasks as required by supervisor/manager.

+ Regular attendance required, working at the work site during regular business hours and/or assigned hours

We Are An Essential Business We Are A COVID-Cautious Employer We Provide PPE (masks, gloves, sneeze guards) to Reduce Risk of Exposure We Disinfect Regularly Minimum Qualifications: The Credit Analyst II will generally have 3 to 7 years of experience with financial statement analysis, commercial loan review, accounting financial analysis, or similar work experience

Job Details


Dickinson Financial Corporation


Kansas City, Missouri 64106
United States

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Job Posting: JC182205403

Posted On: Apr 25, 2021

Updated On: May 25, 2021